What does GAINEY BUSINESS BANK do with your personal information?
Financial institutions choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security Number and Income
Account Balances and Payment Information
Account transactions and Payment History
Credit History and Credit Scores
When you are no longer our client, we continue to share your information as described in this notice.
All financial institutions need to share client's personal information to run their everyday business. In the section below, we list the reasons financial institutions can share their client's personal information; the reasons Gainey Business Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does Gainey Business Bank share?
Can you limit this sharing?
For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus
For our marketing purposes- to offer our products and services to you
For joint marketing with other financial companies
For our affiliates’ everyday business purposes- information about your transactions and experiences
We don't share
For our affiliates’ everyday business purposes- information about your creditworthiness
How does Gainey Business Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also limit access to information to those employees for whom access is appropriate.
How does Gainey Business Bankcollect my personal information?
We collect your personal information, for example, when you
Open an account or make deposits or withdrawals from your account
Apply for a loan, make a wire transfer or pay your bills online
Show your driver’s license
Use your debit card
We also collect your personal information from companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only sharing for affiliates' everyday business purposes – information about your creditworthiness affiliates from using your information to market to you sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Making a positive contribution to the Scottsdale community where we operate.