A recent study found that 75% of teens lack confidence in their knowledge of personal finance (Source). As a father, I remember the challenge of teaching my own kids the value of money. We used what we had: paper chore charts, coin jars, and lots of conversations around the dinner table. Those lessons stuck, but it took time, creativity, and intention.
 
That’s exactly why the Earn & Learn app is so meaningful to me.
 
When Gainey Business Bank first introduced it, our goal was simple. We wanted to give families in our community a real, practical tool to help children build financial confidence early in life.

This app reflects the same values we worked hard to instill at home: accountability, generosity, and smart financial habits. Today, those same lessons are delivered in a format that’s easy to use, built for today’s digital world, and designed to meet families where they are.
 
With Earn & Learn, kids and teens can:
  • Track chores and earn allowance
  • Spend, save, donate, and even invest with a personalized prepaid Visa® card
  • Learn how to manage money responsibly, with parents guiding along the way
  • Develop real-world financial habits that will last a lifetime
We believe Earn & Learn has the power to transform how entire families engage with financial literacy, making money management approachable, interactive, and even fun.
 
Whether you’re a parent, a school leader, a community partner, or someone passionate about empowering the next generation, I encourage you to check it out and help us spread the word.
 
Learn more or download the app at: www.GaineyBusinessBank.com/earnlearn


Rob Schwister | President and CEO
Gainey Business Bank | O: (480) 571-7692
8501 N Scottsdale Rd. Suite 120 | Scottsdale, AZ | 85253