I was recently paying some bills online.  After making a larger than normal credit card payment, I received a text message from the credit card company confirming the payment.
 
The alert got me curious about the other alert options they offered.  This particular credit card company offered more than the standard alerts.  I had the option to set daily spending notification (lets me know when I’ve spent more than a dollar amount set by me), payment due date reminder, and even a FICO score change alert.  All at no additional cost.
 
Setting up email or text alerts is an easy, often overlooked security option.  Most banks and credit card companies offer the standard alert options:
 
  • Balance Alerts - Receive an alert when an account balance falls or increases above an amount set by you.
  • Transaction Alerts - Set notification to be sent when a purchase, transfer, wire, ACH, or other transaction takes place from your account above an amount set by you.
  • Add/Change/Modify Alerts - Receive an alert when a new user is added to your online profile, a change is made to your or another user’s profile, or changes to payment templates.
 
Some, like Gainey Business Bank, offer more!  Like my credit card company, GBB also offers debit card spending notifications.  We also offer charge back notifications (when a deposited item is returned unpaid) and even when a fee is charged to an account.
 
I encourage everyone to take a few minutes to log in to their bank or credit card website and see which alert options are offered and what may be useful to you.


S. Rachel Guerrero | VP – Treasury Management Sales
O: (480) 571-7697 | C: (480) 209-3941
8501 N Scottsdale Rd. Suite 120 | Scottsdale, AZ | 85253